Bukan rahasia lagi bahwa memiliki dan menegaskan sebuah mobil adalah komitmen raksasa, terutama secara finansial. Anda mungkin dapat menyimpan dalam tips biaya bahan bakar, biaya asuransi mobil, dan harga perawatan.

Tumpukan rakyat sepenuhnya membutuhkan mobil untuk pekerjaan mereka atau fluktuasi alasan lain ketika transportasi umum sekarang tidak memungkinkan bagi mereka. Di sisi lain, banyak dari kita yang beroperasi sekarang tidak memahami apa yang sebenarnya mereka masuki.

Banyak orang lain sekarang tidak dapat memiliki dana karena mereka sangat memahami mobil atau terlepas dari semua hal yang mereka operasikan sekarang tidak memahaminya. Mereka akan menyajikan muatan dimuka kendaraan, tetapi kemudian memiliki kebangkitan mengerikan ketika tiba saatnya untuk pemulihan tiba-tiba.

80% pemilik rumah mobil menghentikan perbaikan dengan label $ 500 atau lebih. Sementara itu, empat puluh% orang dewasa AS yang beroperasi sekarang tidak memiliki dana untuk keadaan darurat $ 4 ratus + yang merencanakan label tiba-tiba lebih dari $ 4 ratus harus dibebankan ke kartu bank.

Itu adalah jumlah yang lumayan besar dari orang-orang yang mungkin perchance per kesempatan dan perchance dapat diartikan sebagai orang-orang sekarang tidak menyadari jumlah biaya hidup dengan kepemilikan mobil. Atau dengan kata lain, persentase berlebihan warga negara Amerika meremehkan label.

Sekarang, kembali ke empat puluh% orang dewasa AS yang harus membebankan biaya tiba-tiba ke kartu bank … Mengapa komponen manja seperti ini? Sebenarnya, sekarang bukan itu manja … jika pemegang kartu bank siap untuk membayar faktur pada akhir bulan.

Di sisi lain, banyak dari kita yang berhadapan dengan ketidakmampuan untuk memiliki dana untuk faktur. Ini menyiratkan bahwa Anda mungkin dapat membayar hobi selama Anda sekarang tidak dapat melunasinya. Karena itu, plot yang Anda akan berhenti membayar lebih besar untuk mengembalikan daripada yang Anda butuhkan juga, Anda berisiko masuk ke hutang kartu bank, dan juga Anda berisiko menderita kerusakan pada posisi kredit Anda.

Jadi, bagaimana cara Anda mengendalikan pembuatan bola salju ini? Pada dasarnya yang paling penting adalah mengembangkan rekening tabungan keuangan darurat yang secara tidak langsung disiratkan oleh konsultan ke harga harga tinggal sekitar tiga-6 bulan. Itu kemungkinan besar juga terdengar seperti banyak, tetapi pada kenyataannya akan menambah bagi orang-orang yang menambahkan $ A $ 300 per bulan ke dalamnya. Selain itu, beberapa kendaraan juga dapat menghentikan keinginan pemulihan lebih cepat daripada yang lain, sehingga Anda akan membutuhkan kelebihan dana, lebih cepat daripada Anda membakar melalui mereka.

Konsultan moneter juga mendaftar memeriksa anggaran Anda dan menemukan daerah runtuh dalam tawar-menawar sudut untuk mengoperasikan jumlah penghematan keuangan ini terjadi. Anda harus dalam tawar-menawar beberapa kemewahan di luar rutinitas Anda atau bahkan mengambil pekerjaan aspek dalam bisikan untuk memiliki uang tunai yang sekarang belum ditugaskan untuk menuju ke lokasi yang benar-benar berbeda dalam anggaran Anda. Tetapkan uang tunai sebesar yang bisa Anda bayangkan, plot dari hadiah juga.

Jadi, operasikan sekarang, jangan biarkan kendaraan pribadi Anda membuat Anda terlilit hutang. Mungkin peluang mungkin peluang juga kemungkinan diklaim selama Anda dapat juga proaktif, mengambil langkah-langkah yang sesuai untuk menetapkan uang tunai yang Anda dapat memberitahu untuk orang-orang yang sebenarnya membutuhkannya. Sadarilah untuk memperhatikan seberapa besar pengembalian otomatis dalam label aktualitas dan Anda sepenuhnya akan siap untuk menangani sebagian besar biaya terkait kendaraan yang membuang perangkat Anda.

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